Real estate broker in Yverdon

Service

Why use a real estate broker

Are you looking for financingor fully personalised loan insurancefor your property financing project? Giovanni Singarella, financial advisor in Yverdon, accompanies each of your projects in terms of property financing. You benefit from the expertise of a dedicated real estate broker who :

examines your file
builds your personalised financing plan
advises you
supports you at every stage of your real estate financing project

In order to get the best conditions for your mortgage or your insurance, you need to compete with banks and insurers. This is where Giovanni Singarella’s expertise in real estate financing comes in. The goal? To assist all future borrowers and policyholders in choosing the best loan and insurance offer. This is a fully personalised service based on the projects and profiles of each individual.

The mission of the real estate broker in Yverdon is therefore not limited to obtaining a simple mortgage or insurance rate.

Thanks to his or her expertise and knowledge of the market, the real estate financing advisor is able to advise you on the right type of loan and term, the right financial package or the right insurance coverage.

Your real estate broker also puts his network and knowledge at your service. This saves you valuable time and money.

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Our mission

A privileged relationship between client and real estate broker in Yverdon

The real estate credit and insurance broker, also known as a real estate financing advisor, is the intermediary between :

the future borrower or insured client
the bank or insurer

Your real estate broker in Yverdon is in charge of comparing and negotiating the best financial conditions with various institutions on behalf of his clients. He also has a mission of accompaniment since he advises his customers at each stage of their research.

There are many advantages to working with a real estate finance professional. In terms of time: you no longer have to go to several banks, the real estate broker negotiates directly with them on your behalf. In addition, you will be accompanied in every step of your real estate financing project by a specialised, available and dedicated advisor.

Giovanni Singarella, financial advisor in the French-speaking part of Switzerland, is committed to speaking to you in a transparent manner, favouring a direct relationship with each of his clients.

FAQ

Questions

What are the different types of mortgages?

In Switzerland, there are three main forms of mortgages that contribute to the financing of a property: the fixed-rate mortgage, the variable-rate mortgage and the SARON mortgage.

In the case of the fixed-rate mortgage, the borrower and the financial institution agree on the amount of credit, and the interest rate that will be fixed for the duration of the contract.

In the case of a variable rate mortgage, the interest rate will change according to market fluctuations. There is no fixed contract period.

For the SARON mortgage model, the interest rate is determined according to an interest rate usually calculated for one, two, three, six or twelve months. SARON mortgages are concluded as fixed mortgages, but for a fixed term, often ranging from two to six years.

What can a mortgage broker do?

A real estate broker in Yverdon :

find an insurance contract adapted to your situation
negotiate a home loan at the best rate
is a real intermediary between his client (individual or professional) and the companies concerned
analyses the needs of each customer, advising them and finding the right offer or product for them.
has a qualitative training and professional experience in order to accompany you in your real estate financing project
has a good knowledge of the area in which you wish to purchase your property